Customer story · Hospital savings
₹10,000 saved on a hospital bill paid directly
Reducing out-of-pocket expenditure during a family member's in-patient (IPD) treatment at Aster Hospital, Bengaluru.
Background
A CarePass user's family member was admitted to Aster Hospital, Bengaluru, for in-patient (IPD) treatment. The hospital bill totalled ₹7,00,000. Of this, ₹6,00,000 was settled against the family's health insurance limit, leaving ₹1,00,000 as an out-of-pocket expense.
The case at a glance
- Hospital
- Aster Hospital
- Bengaluru
- Treatment
- IPD
- In-patient admission
- Total hospital bill
- ₹7,00,000
- Across the admission
- Insurance limit
- ₹6,00,000
- Settled by insurer
- Out-of-pocket
- ₹1,00,000
- Balance payable by family
- Saved with CarePass
- ₹10,000
- 10% on eligible amount
Out-of-pocket
₹1,00,000
CarePass
10%
Saved
₹10,000
Effective out-of-pocket ₹90,000
The card was presented at admission and the discount applied to the eligible out-of-pocket amount at billing — no forms, no submissions, no follow-up.
In the member’s words
When a family member is admitted, there are already enough things to manage. A card that reduced what we paid ourselves was a real advantage.
Insurance took care of the bulk of the bill. CarePass worked on the balance we were paying ourselves — ₹10,000 off money already committed.
CarePass user · Aster Hospital, Bengaluru
The takeaway
Health insurance addresses the bulk of a large hospital bill. CarePass works on what remains — 10% off eligible out-of-pocket expenditure, applied at billing.